:root{--bg:#fbfbf8;--text:#171b1f;--muted:#5f6872;--line:#dde3df;--brand:#0e7a5f;--brand2:#b91c1c;--ink:#101418;--soft:#eef6f2;--card:#fff;--gold:#c99a2e}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,Segoe UI,Arial,sans-serif;background:var(--bg);color:var(--text);line-height:1.6}a{color:inherit}.skip{position:absolute;left:-999px;top:0;background:#fff;padding:10px}.skip:focus{left:10px;z-index:10}.topbar{display:flex;gap:14px;align-items:center;justify-content:center;padding:8px 18px;background:#101418;color:#fff;font-size:13px}.topbar span:first-child{background:var(--brand2);padding:2px 7px;border-radius:999px;font-weight:800}.topbar a{color:#fff;text-underline-offset:3px}.site-header{position:sticky;top:0;z-index:5;display:flex;align-items:center;justify-content:space-between;padding:15px clamp(18px,4vw,56px);border-bottom:1px solid var(--line);background:rgba(251,251,248,.94);backdrop-filter:blur(14px);isolation:isolate}.brand{text-decoration:none;font-weight:900;font-size:20px;letter-spacing:0}.brand span{color:var(--brand)}.nav{display:flex;gap:18px;align-items:center}.nav a{text-decoration:none;color:#2b343b;font-size:14px;font-weight:700}.nav-toggle{display:none}.hero{display:grid;grid-template-columns:minmax(0,1fr) minmax(320px,520px);gap:36px;align-items:center;padding:58px clamp(18px,5vw,70px) 34px;min-height:620px}.hero-copy{max-width:760px}.eyebrow{text-transform:uppercase;letter-spacing:.08em;color:var(--brand);font-weight:900;font-size:12px;margin:0 0 10px}.hero h1{font-size:clamp(42px,7vw,82px);line-height:.98;margin:0 0 18px;letter-spacing:0}.lead{font-size:clamp(18px,2.2vw,22px);color:#39424a;max-width:820px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:26px 0}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:11px 18px;border-radius:8px;background:var(--brand);color:#fff;text-decoration:none;font-weight:850;border:1px solid var(--brand)}.btn.secondary{background:#fff;color:var(--brand)}.btn.small{min-height:34px;padding:7px 12px;font-size:13px}.trust-list{display:flex;gap:10px;flex-wrap:wrap;padding:0;margin:20px 0 0;list-style:none}.trust-list li{border:1px solid var(--line);background:#fff;border-radius:999px;padding:7px 11px;font-size:13px;font-weight:750}.hero-media{margin:0}.hero-media img{display:block;width:100%;aspect-ratio:4/3;object-fit:cover;border-radius:8px;box-shadow:0 24px 70px rgba(16,20,24,.16)}.notice{margin:0 clamp(18px,5vw,70px) 28px;padding:16px 18px;border-left:4px solid var(--brand2);background:#fff;border-radius:8px;border-top:1px solid var(--line);border-right:1px solid var(--line);border-bottom:1px solid var(--line)}.section{padding:54px clamp(18px,5vw,70px)}.section.muted{background:var(--soft)}.section-head{max-width:860px;margin-bottom:26px}.section h2,.article h1{line-height:1.08;letter-spacing:0}.section h2{font-size:clamp(30px,4.4vw,52px);margin:0 0 12px}.table-wrap{overflow:auto;background:#fff;border:1px solid var(--line);border-radius:8px}table{width:100%;border-collapse:collapse;min-width:900px}th,td{text-align:left;padding:15px;border-bottom:1px solid var(--line);vertical-align:top}th{font-size:12px;text-transform:uppercase;letter-spacing:.07em;color:#53606a;background:#f4f6f5}td small{display:block;color:var(--muted);margin-top:4px}.license{font-size:13px;color:#38424a}.offer-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.offer-card,.cards-3 article,.author-box{background:#fff;border:1px solid var(--line);border-radius:8px;padding:20px}.offer-card h3{font-size:25px;margin:6px 0}.rank{display:inline-grid;place-items:center;width:38px;height:38px;border-radius:50%;background:#101418;color:#fff;font-weight:900}.offer-card dl{display:grid;gap:8px}.offer-card dl div{display:flex;justify-content:space-between;gap:16px;border-top:1px solid var(--line);padding-top:8px}.offer-card dt{color:var(--muted)}.offer-card dd{margin:0;font-weight:800;text-align:right}.split{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:28px;align-items:start}.score-list{display:grid;gap:12px;margin-top:22px}.score-list div{display:grid;gap:6px}.score-list span{font-weight:800}.score-list i{height:10px;border-radius:999px;background:linear-gradient(90deg,var(--brand) var(--w),#dfe5e1 var(--w));display:block}.author-box{position:sticky;top:92px}.cards-3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.steps{counter-reset:step;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;padding:0;list-style:none}.steps li{background:#fff;border:1px solid var(--line);border-radius:8px;padding:18px}.steps li:before{counter-increment:step;content:counter(step);display:grid;place-items:center;width:30px;height:30px;border-radius:50%;background:var(--brand);color:#fff;font-weight:900;margin-bottom:10px}.compact table{min-width:760px}.guides{display:grid;gap:22px}.guide-block h3{margin:0 0 12px;font-size:24px}.link-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}.link-grid a{display:block;text-decoration:none;background:#fff;border:1px solid var(--line);border-radius:8px;padding:14px;min-height:96px}.link-grid span{display:block;font-weight:850;line-height:1.25}.link-grid small{display:block;margin-top:8px;color:var(--muted)}.faq details{background:#fff;border:1px solid var(--line);border-radius:8px;margin-bottom:10px;padding:15px}.faq summary{font-weight:850;cursor:pointer}.article{max-width:1120px;margin:0 auto;padding:44px 18px 70px}.breadcrumbs{font-size:14px;color:var(--muted);margin-bottom:24px}.article-head{border-bottom:1px solid var(--line);padding-bottom:22px;margin-bottom:24px}.article h1{font-size:clamp(36px,6vw,66px);margin:0 0 14px}.meta-row{display:flex;gap:10px;flex-wrap:wrap;color:var(--muted);font-size:14px}.article .notice{margin:0 0 24px}.article-body{background:#fff;border:1px solid var(--line);border-radius:8px;padding:24px}.article-body h2{font-size:28px;margin-top:0}.related{margin-top:24px}.footer{display:flex;justify-content:space-between;gap:20px;padding:34px clamp(18px,5vw,70px);background:#101418;color:#fff}.footer p{color:#cfd6dc;max-width:620px}.footer a{display:block;color:#fff;margin:5px 0}@media(max-width:920px){.hero,.split{grid-template-columns:1fr}.hero{min-height:auto;padding-top:38px}.offer-grid,.cards-3,.steps{grid-template-columns:1fr}.link-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.author-box{position:static}.nav{display:none;position:absolute;right:18px;top:62px;flex-direction:column;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:8px;padding:14px;box-shadow:0 18px 50px rgba(0,0,0,.12)}.nav.open{display:flex}.nav-toggle{display:inline-flex;border:1px solid var(--line);background:#fff;border-radius:8px;padding:8px 11px;font-weight:800}.footer{display:block}}@media(max-width:560px){.topbar{display:block;text-align:center}.hero h1{font-size:40px}.link-grid{grid-template-columns:1fr}.hero-actions .btn{width:100%}.site-header{padding-inline:16px}.brand{font-size:17px}}

/* Hub navigation */
.nav-group{position:relative}.nav-group-toggle{border:0;background:transparent;color:#2b343b;font:inherit;font-size:14px;font-weight:800;cursor:pointer;padding:8px 0}.nav-group-toggle::after{content:"";display:inline-block;width:7px;height:7px;margin-left:7px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:translateY(-3px) rotate(45deg)}.mega-menu{position:absolute;right:-160px;top:calc(100% + 16px);display:grid;grid-template-columns:repeat(4,minmax(170px,1fr));gap:14px;width:min(900px,calc(100vw - 36px));padding:16px;background:#fff;border:1px solid var(--line);border-radius:8px;box-shadow:0 24px 70px rgba(16,20,24,.18);opacity:0;visibility:hidden;transform:translateY(-6px);transition:opacity .16s ease,transform .16s ease,visibility .16s ease}.nav-group:hover .mega-menu,.nav-group:focus-within .mega-menu,.nav-group.open .mega-menu{opacity:1;visibility:visible;transform:translateY(0)}.mega-section{display:grid;gap:8px;align-content:start}.mega-section h2{font-size:12px;line-height:1.2;text-transform:uppercase;letter-spacing:.07em;color:var(--brand);margin:0 0 3px}.mega-section a{display:block;padding:8px 9px;border-radius:7px;background:#f7f9f8;color:#20282f;font-size:13px;line-height:1.25}.mega-section a:hover,.mega-section a:focus{background:var(--soft);color:var(--brand)}@media(max-width:920px){.nav{max-height:calc(100vh - 84px);overflow:auto;width:min(360px,calc(100vw - 36px))}.nav-group{width:100%}.nav-group-toggle{display:flex;align-items:center;justify-content:space-between;width:100%;padding:8px 0}.mega-menu{position:static;display:none;width:100%;grid-template-columns:1fr;padding:10px;margin-top:4px;border:1px solid var(--line);box-shadow:none;opacity:1;visibility:visible;transform:none}.nav.open .mega-menu,.nav-group.open .mega-menu{display:grid}.mega-section{border-top:1px solid var(--line);padding-top:10px}.mega-section:first-child{border-top:0;padding-top:0}.mega-section a{padding:9px 10px}.nav a{font-size:14px}}

/* Menu hardening */
.site-header .mega-menu{position:absolute;z-index:20;max-height:min(72vh,620px);overflow:auto}
.site-header .nav-group:not(.open):not(:hover):not(:focus-within) .mega-menu{opacity:0;visibility:hidden;pointer-events:none}
.site-header .nav-group.open .mega-menu,.site-header .nav-group:hover .mega-menu,.site-header .nav-group:focus-within .mega-menu{pointer-events:auto}
@media(max-width:920px){.site-header .nav-group:not(.open) .mega-menu{display:none;pointer-events:none}.site-header .nav-group.open .mega-menu{display:grid;pointer-events:auto}}

/* Stable desktop dropdown */
@media(min-width:921px){.site-header .nav-group::after{content:"";position:absolute;left:-18px;right:-18px;top:100%;height:18px}.site-header .mega-menu{top:100%;margin-top:0}.site-header .nav-group:hover .mega-menu,.site-header .nav-group:focus-within .mega-menu,.site-header .nav-group.open .mega-menu{opacity:1;visibility:visible;pointer-events:auto;transform:translateY(0)}}


/* Mobile menu final fix */
@media(max-width:920px){
  .topbar{display:grid;grid-template-columns:auto 1fr;gap:4px 10px;text-align:left;padding:8px 14px}
  .topbar a{grid-column:1/-1;justify-self:center}
  .site-header{position:sticky;top:0;padding:14px 16px}
  .nav{left:16px;right:16px;top:calc(100% + 8px);width:auto;max-width:none;max-height:calc(100vh - 116px);overflow:auto;gap:0}
  .nav>a,.nav-group-toggle{width:100%;min-height:44px;padding:10px 4px;border-bottom:1px solid var(--line);text-align:left}
  .nav>a:last-child{border-bottom:0}
  .nav-group{width:100%}
  .site-header .mega-menu{position:static;width:100%;max-height:none;overflow:visible;display:none;grid-template-columns:1fr;gap:12px;margin:8px 0 12px;padding:12px;background:#fff;border:1px solid var(--line);box-shadow:none;opacity:1;visibility:visible;transform:none;pointer-events:auto}
  .site-header .nav-group.open .mega-menu{display:grid}
  .site-header .nav-group:not(.open) .mega-menu{display:none}
  .mega-section{gap:7px}
  .mega-section a{white-space:normal;overflow-wrap:anywhere}
}
.source-article{max-width:980px;background:#fff;border:1px solid var(--line);border-radius:8px;padding:clamp(18px,3vw,32px)}
.source-article h2{font-size:clamp(26px,3.2vw,40px);margin:34px 0 12px}.source-article h2:first-child{margin-top:0}.source-article h3{font-size:22px;margin:24px 0 8px}.source-article p,.source-article li{color:#27313a}.source-article ul{padding-left:22px}.source-label{display:inline-block;margin:6px 8px 6px 0;padding:4px 8px;border-radius:6px;background:var(--soft);font-weight:850;color:var(--brand)!important}.source-meta{font-size:14px;color:var(--muted)!important;border-left:3px solid var(--line);padding-left:10px}


/* Source tables */
.source-table{margin:18px 0 26px}.source-table table{min-width:760px}.source-article .table-wrap{background:#fff}


/* Source-only homepage */
.source-hero h1{max-width:900px}.source-offers{grid-template-columns:repeat(3,minmax(0,1fr))}.rich-offer p{font-size:15px}.source-mini-table{margin:12px 0}.source-mini-table table{min-width:0}.source-mini-table th,.source-mini-table td{padding:9px 10px;font-size:13px}.source-cards article{min-height:100%}.source-text-section{font-size:18px}.source-text-section>p,.source-text-section .section-head+ul,.source-note{max-width:980px}.source-note{margin-top:28px;background:#fff;border:1px solid var(--line);border-radius:8px;padding:22px}.source-note h2{font-size:30px}.source-steps{grid-template-columns:repeat(2,minmax(0,1fr));margin:0 0 18px}.source-steps li{font-size:16px}.faq details p{margin-bottom:0}@media(max-width:920px){.source-offers{grid-template-columns:1fr}.source-steps{grid-template-columns:1fr}.source-text-section{font-size:16px}.source-note h2{font-size:25px}.source-mini-table table{min-width:520px}}